Your privacy is important to us. We collect only the necessary data to provide and improve our services. Your information will never be shared with third parties.

Last Updated: 11/25/2024

 

1. Introduction

Welcome to [MSM Insurance Agency]. We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, share, and protect your information.

PLEASE REVIEW THIS PRIVACY POLICY CAREFULLY. When you provide information to us, including through the Website or email or electronically, you consent to the collection and processing of your information as described in this Privacy Policy. By providing us with information in any manner or by using the Website, you accept the terms of this Privacy Policy and, if you are using our Website, also our Terms and Conditions and you consent to our collection, use, disclosure, transfer, retention and removal of your information as described in this Privacy Policy. MSM Insurance Agency reserves the right to change this Privacy Policy at any time by posting revisions on the Website.

2. Information We Collect

We may collect the following types of information:

– Personal Identification Information: Name, address, email address, phone number, social security number, date of birth, etc.
– Financial Information: Bank account details, credit card information, payment history, etc.
– Insurance Information: Policy numbers, claims history, coverage details, etc.
– Medical Information: Health history, prescriptions, medical conditions, etc.

3. How We Collect Information

We collect information through:

– Applications and Forms: When you apply for insurance coverage, submit claims, or request services.
– Direct Interactions: Through phone calls, emails, or in-person meetings.

4. Use of Information

We use your information for:

– Providing Services: Processing applications, issuing policies, managing claims.
– Customer Service: Responding to inquiries, offering support, and improving our services.
– Legal Compliance: Meeting legal and regulatory requirements.

5. Sharing Information

We do not sell your information. However, we may share information with:

– Service Providers: Third-party companies that assist in processing transactions, providing customer support, etc.
– Affiliates: Other companies within our corporate group for internal business purposes.
– Legal Obligations: Government agencies or legal processes as required by law.

6. Protection of Information

We implement various security measures to protect your information:

– Encryption: Secure data transmission and storage.
– Access Controls: Limiting access to personal information to authorized personnel only.
– Regular Audits: Conducting regular reviews of our data protection practices.

7. Your Rights

You have certain rights regarding your information:

– Access: Request access to the personal information we hold about you.
– Correction: Update or correct inaccuracies in your information.
– Deletion: Request deletion of your personal information, subject to legal obligations.
– Opt-Out: Opt-out of marketing communications at any time.

8. Updates to this Privacy Policy

We may update this Privacy Policy periodically. Any changes will be posted on our website with the effective date.

9. Text Messages: OPT-IN and OPT-OUT

SMS OPT-IN and OPT-OUT: SMS opt-in and phone numbers collected/captured for SMS purposes are not going to be shared, sold or disclosured with any other third parties or individuals or any type of marketing purposes or affiliate marketing. 
To OPT-OUT, just reply “STOP” or contact us using the contact information below.

 

10. Contact Us

For questions about this Privacy Policy or to exercise your rights, please contact us at:

MSM INSURANCE AGENCY
78 JOHN MILLER WAY
KEARNY, NJ 07032
info@msminsuranceagency.com
Phone: (973) 319-4081   
https://truckinsuranceonlinequote.com