The Process
You Cover The Road, We Cover The Fleet.
Enter your info
Enter your trucking insurance information on the quote form, it's fast and simple, we promise! We quote commercial truck insurance business in all 50 states!
Analysis
We match you with the best trucking insurance company based on your business information! Trust us, we are the commercial truck insurance experts.
Your Quote Is Ready!
After your information has been sorted the best fit trucking insurance company will contact YOU with your personalized commercial truck insurance quote. We do all the leg work for you so you can keep on trucking!
Coverage plans for
all your needs
With our products, we are able to provide truck insurance coverage for the most popular truck types such as Hot Shotters, Dump Trucks, Food Trucks, Box Trucks, Flat Beds, Car Carriers and many more. Choose your coverage below and ask for your free quote.
"We have you covered with the coverage you need"
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Where you fall on the spectrum depends on a many things, including:
What you haul
How far you typically drive
How much your truck is worth
Driver age and CDL experience
Your credit history
Your payment plan
All these factors skew your rate either higher or lower, and every company rates each factor differently. With such a wide range in costs, it really does pay to compare as many insurance companies as you can
The coverages your policy needs is a matter of what kind of work you do and what kind of truck you drive. Motor carriers require their owner operators to purchase bobtail or NTL insurance while they handle the primary liability. Truckers with their own authority will bear the full brunt of primary liability themselves. The cost for cargo coverage varies. If you pull a reefer, you might need refrigeration break-down coverage, which costs extra.
Clean driving – Insurance companies want to work with drivers who won’t cost them money. As incentives, these companies offer cheaper premiums to operations with clean driving records and safe vehicles.
Pay yearly – With the high price of a semi policy, this is easier said than done. If you can do it though, truckers who pay their insurance cost for the year in a single lump sum can see their overall premium reduced by over 10%, sometimes up to 20%!
Consider higher deductibles or lower limits – Your deductibles and limits are tied to your premium—bigger responsibilities on your part translate to lower premiums. Be careful, though, because a higher deductible now could lead to you paying even more down the road.
Compare rates for semi truck insurance between several companies – Just like with anything else, the easiest way to get the best price is to compare offers from many different sources. With semi truck insurance, shopping around is a little harder since many of the main insurance companies don’t write trucking risks. Our goal is to make it easy for you to shop, compare, and get the best policy for truck.
ELD and Dash Cam because they enhance safety and reduce accidents. They also provide data for monitoring drivers and resolving claims efficiently.
If you’re a for-hire trucker, or motor carrier, you’ll most likely need.
Examples of situations where Motor Truck General Liability insurance may provide coverage:
Customers slipping / falling on your premises
Erroneous delivery of products resulting in damage
Actions of a driver while representing the insured and on the premises of others, such as, loading docks, truck stops, etc
Libel and slander exposures
Fire on rental property due to insured’s error